Curious about why roof cleaning is often required by insurance companies? Read on to find out more. With natural disasters and emergencies frequently affecting Bay Area residents, even a minor incident can cause serious damage to your roof. This is no small issue, as repairing or replacing a damaged roof can cost several thousand dollars. Roof cleaning helps protect your investment, ensuring your home stays safe and reducing the risk of costly repairs down the line.
Now, you might be thinking that your homeowner’s insurance will cover the costs of repairing the damage to your roof after a disaster strikes. However, if you read your insurance policy’s terms and conditions very carefully, you may discover that you are required to regularly clean your roof to preserve its integrity and lifespan.
Many homeowners are not even aware that their insurance policies have this provision in them. That is why more insurance companies are sending notices to their policyholders that warn them to start cleaning and caring for their roofs or else face the risk of having their insurance coverage involuntarily canceled. If you need roof cleaning service in the Bay Area, give us a call today: (707) 410-5885
Why Are Insurance Companies Requiring Roof Cleaning?
Insurance companies are for-profit businesses. Whenever a policyholder files a claim for compensation after suffering damage to their home, their insurance company will look for any reason to deny the claim. They will send an insurance adjuster to evaluate the damage and then look for a loophole in the insurance policy that allows them to deny coverage.
Insurance companies today are overwhelmed with claims due to all the natural disasters and emergencies affecting homeowners in the Bay Area. These claims eat into their profits, which means they are putting more responsibility on homeowners to prevent things like roof damage from happening to their homes. Because of this, more insurance companies are requiring their policyholders to preserve the longevity of their homes’ roofs by cleaning them regularly.
Roof cleaning is essential for preventing roof deterioration, especially when the roof has asphalt shingles. After all, your roof is constantly exposed to the outdoor threats of the environment, such as moisture, wind, fallen debris, mold, algae, moss, sunlight, and extreme temperatures. If you don’t clean your roof to remove the mold, algae, and debris, it will start causing your roof’s structure and shingles to crack, warp, and eventually break apart. Then, your roof will be susceptible to leaks and threaten the structural integrity of your entire home.
Therefore, you need to regularly clean your roof to protect its structural integrity and shingles for as long as possible. Clean roofs are less likely to suffer damage that would require an insurance claim to be filed, even after a natural disaster strikes. Insurance claim adjusters will be able to tell if you have maintained a clean roof when they come to evaluate it. If it turns out that you have maintained a clean roof but still suffered damage, then your insurance company should end up approving your claim.
Professional Roof Cleaning Services
It is best to hire professional cleaners to clean your roof. Not only will this ensure that your roof is cleaned thoroughly and properly, but you can also show the cleaning invoice to your insurance company to prove that you did clean your roof. That way, they cannot accuse you of not cleaning the roof when you really did.
It may be better to request a non-pressure washing roof cleaning. The reason is that pressure washing can cause more damage to your roof by blasting away the shingles and hurting the structure. Your insurance company may even cancel your homeowner’s insurance coverage if they find out you pressure-washed your roof.
Contact your insurance company if you have any questions about how you’re supposed to clean your roof. They will probably tell you to use a non-pressure washing method that involves a custom-blended detergent and cleaning solution. Of course, if your roof contains metal instead of asphalt shingles, a low-pressure wash may be acceptable.
Do You Need Professional Solar Panel Cleaning in Addition to Roof Cleaning?
A clean roof is important to protect the structure of your home. However, you also need to keep your solar panels clean if you have a solar energy system installed on your property. Solar panel cleaning will ensure you can maximize the energy efficiency of your solar panel system while reducing your monthly electric bills. Contact Smart Solar Panel Cleaning to request a professional solar panel cleaning service in the Bay Area: (707) 410-5885